A clear 0.5% fee
Review your quote and service fee before sending your crypto.
Crypto freedom. Everyday possibilities.Your crypto.
Your crypto.
Your naira.
Your next move.
Buy crypto with naira, or sell USDT and USDC for a bank payout. Clear quotes, supported networks, and every step in sight.
0.5% service fee99% success rate
09:41
My accountMy cards
Card wallet balance$85.00
Separate USD walletActive
Your virtual card+ New card
CardtelVIRTUAL · USD•••• •••• •••• 4821
＋ Fund wallet❄ Freeze card
Also availableMastercard
Fund your card wallet from your Cardtel balance.
09:41
Markets
ConnectingNGNUSDTCNGNGHS
MarketLast price24h change
BTC/ NGN——
ETH/ NGN——
SOL/ NGN——
USDT/ NGN——
USDC/ NGN——
XRP/ NGN——
TRX/ NGN——Market data by Quidax
09:41
Sell cryptoBuy crypto
YOUR CRYPTO, MADE USEFUL
Buy & sell crypto.
↗You send
100.00USDT⌄
USDT⌄You receive₦139,300.00₦1,400 / $1 NGN
Service fee · 0.5%₦700.00
Your Nigerian bankAccount in your name✓
Get your quote
Clear quote. Before you send.
99% success rate
From deposit confirmation to bank payout, follow the progress.
Your coin. Your network.
Choose the supported asset and network that work for your sale.
Real help, when you need it.
Get support with your account, payment instructions or payout.
A world that speaks cryptoMore currencies.
More currencies.
More possibilities.
From the stablecoins you use every day to the wider crypto ecosystem.
Our crypto-to-naira flow starts with USDT and USDC.
Asset and network availability is shown in your account and transaction quote.
Built around your next moveCrypto made clear.
Crypto made clear.
From the first step to the last.
01 / SEND WITH CLARITYYour crypto.
Your crypto.
Your deposit address.
Choose your coin and network, then send from your external wallet using the deposit instructions for your sale.
- A transaction-specific deposit address.
- Clear network and amount instructions.
- Progress after blockchain confirmation.
Send crypto. Receive naira.
100.00 USDT
Waiting for crypto
NetworkTRON (TRC20)
Estimated bank payout₦1,400/$ · 0.5% service fee₦139,300
You receive
₦ NGN
Rate ₦1,400 / $10.5% fee ₦700
✓Your estimate, before you send.
02 / TURN CRYPTO INTO EVERYDAY MONEYYour crypto.
Your crypto.
Your bank.
Beautifully simple.
Sell supported stablecoins for naira. See your quote before you send, then follow the conversion and payout to a Nigerian bank account in your name.
NGN
03 / KNOW WHERE THINGS STANDEvery step.
Help is always a conversation away
Every step.
Always in sight.
Pending, processing, completed or needing attention. Your sale and bank payout have a clear status, so you know what happens next.
Your crypto is on its way to naira.
Follow the deposit, conversion and bank payout.
Illustrative sale estimate₦139,300.00
Crypto depositBlockchain confirmation
ConversionProcessing your sale
Bank payoutYour own Nigerian bank
Crypto, both ways.Buy with naira.
100 USDT → NGNSale estimate ₦139,300.00Make your next move
Buy with naira.
Sell for naira.
Your money should move with you. Buy supported crypto to your receiving wallet, or sell it for a payout to your Nigerian bank.
USDTUSDCYour walletYour bank
Exchange rate₦1,400 / $1Service fee0.5% · ₦700DestinationYour own bank
Naira to crypto.
And back, beautifully.
Buy to your wallet. Sell to your bank. Choose your next move.
Make yourself at home
Create your Cardtel account and complete your customer details.
Create an accountCheck your quote
Choose a coin and network. See your estimated naira payout before you send.
USDTUSDCRefresh quote
Send crypto. Receive naira.
Use your transaction address and track the payout to your own Nigerian bank.
Your bankClear progress
Choose your crypto
Select an available coin and network, enter the crypto amount and review your naira quote.
USDT · USDC
Add your receiving wallet
Provide the external wallet address where you want to receive your crypto. Check the address and network.
Your wallet address
Pay naira. Receive crypto.
Pay using your transaction’s naira instructions. Quidax confirms payment and sends crypto to your receiving wallet.
Payment → Confirmation → Delivery
Create your account
Sign up and get your Cardtel account ready.
Create an accountFund your card wallet
Transfer from your Cardtel balance into the separate wallet for your card.
Separate walletsYour control
Make your next move
Use your virtual dollar card online and keep track of your card activity.
Virtual USD cardCard activity
A little extra for your everydayCrypto comes first.
Crypto comes first.
Cards add possibilities.
Add a virtual Visa or Mastercard for your online life. Six original finishes, with a separate card wallet you fund from your Cardtel balance.
Your main balance and card wallet are separate. Transfer to your card wallet before you spend.
AmethystOriginal Cardtel collection
Find your card
cardtelVirtual · USD
•••• •••• •••• 4821
CARDTEL MEMBER
cardtelVirtual · USD
•••• •••• •••• 4821
CARDTEL MEMBERVISA
Designed to feel like you.
Cardtel goes where you go.Ready in your mobile browser
Crypto, made for
the way you move.
Buy crypto to your wallet. Sell for a bank payout. A clear experience, wherever your day takes you.
- Choose your coin and network.
- Review your quote and track your payout.
- Reach support from wherever you are.
Frequently Asked Questions
01What can I do with Cardtel?
Buy and sell supported USDT or USDC with naira. Buy to your external receiving wallet, or sell for a payout to your own Nigerian bank account. Review your quote and payment instructions before proceeding. Virtual Visa and Mastercard cards are an additional product, with a separate card wallet.
02How do I sell crypto for naira?
Choose an available coin and network, enter your amount and review the quote. Select your Nigerian bank and attach your own matching account details. Send the specified crypto to the transaction address, then follow deposit confirmation, conversion and bank payout.
03How do I buy crypto with naira?
Choose your crypto, network and amount, then provide your receiving wallet address. Follow the naira payment instructions. After Quidax confirms payment, the crypto is sent to your receiving wallet. Check the address and network carefully before paying.
04What are the fees?
The Cardtel service fee is 0.5%. Review the rate, fees and estimated payout in your transaction quote before sending crypto.
04Which coins and networks can I use?
The current buy and sell journeys focus on USDT and USDC. Available networks are shown when you create your quote. The coin explorer also introduces assets from the wider crypto ecosystem; it does not mean every asset is available for every transaction.
05Can I refresh a quote before sending?
Yes. Refresh and review the updated estimate before sending. After a deposit has been sent or detected, follow that transaction’s existing instructions and processing status.
06Where does my naira payout go?
Your naira goes to the Nigerian bank account attached to the transaction. The account name must match your customer details. A sale does not automatically fund your Cardtel balance or card wallet.
07Do you offer Visa and Mastercard?
Yes. Visa and Mastercard are part of the Cardtel card offering. Your card spends from its own wallet, which you fund separately from your Cardtel balance. See card availability and terms in your account.
08Is my card wallet the same as my main balance?
They are separate. Move money from your Cardtel balance into your card wallet before you spend. Review the transfer details before confirming.
09Are gift cards and mobile apps available?
Gift-card buying and selling and native iOS and Android apps are coming soon. Use Cardtel through your mobile browser in the meantime.
10How can I get help with a transaction?
Use the contact page to reach Cardtel support. Keep your transaction reference handy so the team can help you find the right sale or payout.
Still have a question? Let’s talk
No matching questions. Talk to our support team.
Crypto freedom starts here.Crypto in.
Crypto in.
Life moves forward.
Make your next money move with Cardtel.
0.5% service fee
99% success rate
