Create a virtual USD Visa card in 30 seconds. Fund it in Naira or crypto, then pay Netflix, Amazon, Apple, Facebook Ads and OpenAI — anywhere Visa is accepted. No domiciliary account, no monthly fees.
A virtual dollar card built for Nigerians who shop, subscribe and run ads internationally. No bank queues, no failed naira-card payments — just a USD Visa card that works online everywhere.
Accepted on millions of sites that take an international Visa card.
Get a dedicated NGN account and top up by transfer from any Nigerian bank.
Add USDT, BTC or ETH and convert to a spendable dollar balance.
Lock and unlock the card instantly from your dashboard for full control.
Sign up free with your email in under a minute.
Transfer Naira to your account number or deposit crypto.
Generate a virtual USD Visa card instantly for a flat $3.
Use the card number, expiry and CVV on any site.
Pick a card design you love — every Cardtel virtual dollar card is a real USD Visa that works online worldwide.










Use your Cardtel dollar card for subscriptions, shopping, software, courses and online advertising — the platforms that usually reject naira cards.
Create a free Cardtel account, fund your wallet with a Naira bank transfer or crypto (USDT, BTC, ETH), then create a virtual USD Visa card in about 30 seconds for a flat $3 fee.
Most Nigerian bank cards no longer support international payments, and those services charge in US dollars. A virtual dollar card is denominated in USD, so it's accepted where naira cards fail.
Netflix, Amazon, Apple, Spotify, OpenAI/ChatGPT, Facebook and Google Ads, AliExpress, Canva, Coursera, Udemy, AWS and any site accepting an international Visa.
A flat $3 to create, with no monthly maintenance fees. You only fund the card with what you want to spend.
Yes — get a dedicated NGN account number and fund by bank transfer from any Nigerian bank, or with crypto.
Join thousands of Nigerians spending globally with Cardtel. Create your virtual USD Visa card in 30 seconds.
Create your card now →